{"id":2684,"date":"2022-03-14T10:06:01","date_gmt":"2022-03-14T09:06:01","guid":{"rendered":"https:\/\/www.heck.be\/legal-politique-en-matiere-de-durabilite\/"},"modified":"2026-04-16T01:20:48","modified_gmt":"2026-04-15T23:20:48","slug":"legal-politique-en-matiere-de-durabilite","status":"publish","type":"page","link":"https:\/\/www.heck.be\/fr\/legal-politique-en-matiere-de-durabilite\/","title":{"rendered":"Politique en mati\u00e8re de durabilit\u00e9"},"content":{"rendered":"<style>\r\n\t<style>\r\n\t\t#mifid_rules { text-align:justify;}\r\n\t\t#mifid_rules h1{ font-size: 30px;}\r\n\t\t#mifid_rules h2{ font-size: 26px;}\r\n\t\t#mifid_rules h3{}\r\n\t\t#mifid_rules h4{ font-size: 18px; margin-top: 20px; margin-bottom: 10px;}\r\n\t<\/style>\r\n<\/style>\r\n<div class=\"acc inactive\" id=\"mifid_rules\">\r\n<h2>Politique en mati&egrave;re de durabilit&eacute;<\/h2>\r\n<div class=\"content\">\r\n<p>Dans le cadre de l'entr&eacute;e en vigueur du r&egrave;glement europ&eacute;en sur la publication d&rsquo;informations en mati&egrave;re de durabilit&eacute; dans le secteur des services financiers (&laquo;&nbsp;<em><strong>SFDR<\/strong><\/em>&nbsp;&raquo;) le <strong>10 mars 2021<\/strong>, notre bureau applique une politique en mati&egrave;re de durabilit&eacute;.<\/p>\r\n<h3>1. Qu&rsquo;est-ce que le SFDR&nbsp;?<\/h3>\r\n<p>Le SFDR (&laquo;&nbsp;<strong>S<\/strong>ustainable <strong>F<\/strong>inancial <strong>D<\/strong>isclosure <strong>R<\/strong>egulation&nbsp;&raquo;) vise &agrave; permettre &agrave; l&rsquo;acqu&eacute;reur d&rsquo;un produit ou d&rsquo;un service financier d&rsquo;&eacute;valuer :<\/p>\r\n<ul>\r\n<li>la mani&egrave;re dont les risques en mati&egrave;re de durabilit&eacute; sont pris en compte dans la cr&eacute;ation et la gestion de ce produit ou de ce service financier et&nbsp;;<\/li>\r\n<li>les impacts des d&eacute;cisions d&rsquo;investissement ou des conseils en investissement des acteurs des <br \/> march&eacute;s financiers sur les facteurs de durabilit&eacute;.<\/li>\r\n<\/ul>\r\n<p>Le <strong><em>risque en mati&egrave;re de durabilit&eacute;<\/em><\/strong> est d&eacute;fini par le SFDR comme &laquo; <em>un &eacute;v&eacute;nement ou une situation dans le domaine environnemental, social ou de la gouvernance qui, s&rsquo;il survient, pourrait avoir une incidence n&eacute;gative importante, r&eacute;elle ou potentielle, sur la valeur de l&rsquo;investissement <\/em>&raquo;.<\/p>\r\n<p>Le SFDR d&eacute;finit &eacute;galement les facteurs de durabilit&eacute; comme &laquo; des questions environnementales, sociales et de personnel, le respect des droits de l&rsquo;homme et la lutte contre la corruption et les actes de corruption &raquo;.<\/p>\r\n<p>Le SFDR impose aux entreprises de publier diff&eacute;rentes informations permettant &agrave; l&rsquo;acqu&eacute;reur d&rsquo;&eacute;clairer son choix en mati&egrave;re de durabilit&eacute;.<\/p>\r\n<h3>2. Notre bureau<\/h3>\r\n<p>Pour autant que l&rsquo;information est mise &agrave; disposition par l&rsquo;entreprise d&rsquo;assurance avec laquelle notre bureau collabore, nous int&eacute;grons les <strong>risques en mati&egrave;re de durabilit&eacute;<\/strong> dans nos conseils en assurances se rapportant aux produits d&rsquo;investissements fond&eacute;s sur l&rsquo;assurance.<\/p>\r\n<p>Pour ce qui concerne notre <strong>politique de r&eacute;mun&eacute;ration<\/strong>, notre bureau n&rsquo;envisage aucune prise de risque excessive en mati&egrave;re de durabilit&eacute;.&nbsp;<\/p>\r\n<p>Enfin, compte-tenu du cadre r&eacute;glementaire incomplet (en attente de la validation des normes techniques (RTS) par la Commission Europ&eacute;enne) relatif aux incidences n&eacute;gatives des d&eacute;cisions d&rsquo;investissement prises par les entreprises ou des conseils en investissement qu&rsquo;elles donnent sur les facteurs de durabilit&eacute;, nous ne prenons pas encore en compte ces incidences n&eacute;gatives.<\/p>\r\n<\/div>\r\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - 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